Category: Platform Reviews

One Mining – a new cryptocurrency you can mine from your phone for FREE! Opening March 19, 2021

Posted on by Crypto Rates

One Mining – a new cryptocurrency you can mine from your phone for FREE!!

NOTE: Open for registration NOW, opens for mining on March 19, 2021.

As with most phone mining apps, this isn’t crypto currency mining in the sense that it doesn’t use processing power from your device to process transactions that maintain the cryptocurrency network. Instead, based on how frequently you check in and how many people you refer, you are allotted a certain quantity of ONE.

See other mining apps here.

One Network

Check-In Frequency: Daily

Account Creation Bonus:

Pros:

  • New, get in now and you can get in at the highest mining rate.
  • No app, just a website you can save to your phone as an app link

Cons

  • It looks like it'll be a year before they plan on being listed on any exchanges.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invite code::

charpie

Sperax – a newer cryptocurrency you can mine from your phone for FREE!

Posted on by Crypto Rates

Sperax – a cryptocurrency you can mine from your phone for FREE!!

As with most phone mining apps, this app isn’t crypto currency mining in the sense that it doesn’t use processing power from your device to process transactions that maintain the cryptocurrency network. Instead, based on how frequently you check in and how many people you refer, you are allotted a certain quantity of xp.

Sperax is different from many others in that the app is clearly designed to do more than just be a mining app. Instead, it clearly has the aim of competing in the realm of mobile wallets. Time will show how well it does.

See other mining apps here.

Sperax

Check-In Frequency: Every 24 hours

Account Creation Bonus: N/A

Pros:

  • Simple to use
  • Just check in once a day
  • A project that is more than just a mining app. You can see immediately that the goal is to create a product that is more central to life than a daily mining app.

Cons

  • You have to know mining is there to find it - click the third icon on the bottom, the shovel to get to the mining interface.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

ccrpo4

Midoin – A cryptocurrency you can mine from your phone for FREE!

Posted on by Crypto Rates

Midoin – a cryptocurrency you can mine from your phone for FREE!!

As with most phone mining apps, many would not consider this app true crypto currency mining, since it doesn’t use processing power from your device to process transactions that maintain the cryptocurrency network. But that’s a win for you- because you’re not wasting battery and data. Instead, based on how frequently you check in and how many people you refer, you are allotted a certain quantity of midoin.

Check here for other opportunities to mine crypto from your phone.

Midoin

Check-In Frequency: Every 24 hours

Account Creation Bonus: 5x earnings

Pros:

  • Simple, easy to use
  • Only need to check in once a day
  • Can mine without spending anything

Cons

  • Took me a while to understand you need to refresh the auto-mine switch every 24 hours

Ratings:

Overall:

Usability/Interface:

Trust:

Download

Invitation code:

charpie

Eagle Mining Network a new cryptocurrency you can mine from your phone for FREE!

Posted on by Crypto Rates

Eagle Mining Network a new cryptocurrency you can mine from your phone for FREE!!

Hardcore crypto enthusiasts would not consider this app to be true crypto currency mining, since it doesn’t use processing power from your device to process transactions that maintain the cryptocurrency network. Instead, based on how frequently you check in and how many people you refer, you are allotted a certain quantity of EAGLE.

Take the win and mine without draining your battery!

Check here for other opportunities to mine crypto from your phone.

Eagle Network

Check-In Frequency: Every 24 hours

Account Creation Bonus: 10 EAGLE

Pros:

  • Simple layout
  • You start out with 10 Eagle for joining

Cons

  • As of February 2021, app is still new and has some kings to be worked out with buttons/links not working

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

CHARPIE

Coinlist – Great NU staking rewards, an interesting platform to watch

Posted on by Crypto Rates

Deposit your NU with Coinlist and earn 32% APY NU staking rates

NuCypher (NU) is a pretty promising ETH layer 2 solution and hands down, the best NU staking rate I can find is on Coinlist. At 32% APY staking rates, its the top staking reward available on the platforms we monitor as of early March 2021. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 100 NU and hodl it for 2 years, you’ll withdrawal 200 NU. If you hodl for 6 years, you’d quadruple your initial investment. Note: All rates are subject to change, just like your bank account interest rates, so this is not a guarantee of future performance, just a sample of what this rate would look like long term.

Decent ALGO staking rates and CELO staking rates with XTZ staking being added soon

While not as flashy as 32%, Celo and Algorand staking rates are above 5%, which is still about 40x better than my credit union is offering right now. Coinlist has plans to add Tezos staking soon. If you’re reading this after early March of 2021, Tezos staking may already be up and running.

My Opinion

So far, I’m happy with my experience with Coinlist as I’ve explored it. The interface isn’t as pretty as I might like, but it is intuitive enough to get the job done. Security on the site seems tight. The platform still has that young company feel, so I’m interested to see what they become and how they change over the next few years. They do have a referral program, so if you join, you can invite people and for anyone who signs up, using your link, and trades at least $100 in one transaction – you get $10 in BTC. See details and limitations on the site.

Coinlist

N/A

  • Account Opening Bonus: N/A
  • Invitation/Referral Code: 4T7JFE

Coinlist

Go to Coinlist

Bonus Conditions:

Here are the current rates Coinlist has for their highest cryptocurrency interest rates:

% APY

NU Interest Paid: Monthly
Must stake (lock up) NU in 35 day cycles

Coinlist - NU

Account Opening Bonus:

N/A

Invite/Referral Code: 4T7JFE

Open Account

Bonus Conditions:

% APY

ALGO Interest Paid: Monthly

Coinlist - ALGO

Account Opening Bonus:

N/A

Invite/Referral Code: 4T7JFE

Open Account

Bonus Conditions:

% APY

FLOW Interest Paid: Monthly

Coinlist - FLOW

Account Opening Bonus:

N/A

Invite/Referral Code: 4T7JFE

Open Account

Bonus Conditions:

% APY

CELO Interest Paid: Monthly

Coinlist - CELO

Account Opening Bonus:

N/A

Invite/Referral Code: 4T7JFE

Open Account

Bonus Conditions:

11 Cryptocurrencies You Can Mine on Your Phone for FREE!

Posted on by Crypto Rates

 Here are 11 cryptocurrencies you can mine on your phone

Most of these are not what die-hards would call mining – your phone doesn’t help maintain a network for decentralized cryptocurrency transactions. Instead, most of these just have you check-in on a regular schedule and credit you with crypto on that schedule for every check-in.

Regardless, if you add mining these cryptos to your daily routine, you may find that you one day accumulate a large enough amount to be valuable. (Note uPlexa is a true miner, so only run it when your phone will be idle.)

Bee

Check-In Frequency: Every 24 hours

Account Creation Bonus: 1 BEE

Pros:

  • Simple, easy to use
  • Large user base
  • Only need to check in once a day

Cons

  • Not worth anything right now

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

charpie

Eagle Network

Check-In Frequency: Every 24 hours

Account Creation Bonus: 10 EAGLE

Pros:

  • Simple layout
  • You start out with 10 Eagle for joining

Cons

  • As of February 2021, app is still new and has some kings to be worked out with buttons/links not working

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

CHARPIE

GoodDollar

Check-In Frequency: Daily

Account Creation Bonus: 50 G$

Pros:

  • Free
  • There is a Facebook marketplace where you can offer to send GoodDollars in exchange for digital services.

Cons

  • Have to check in daily
  • There is no app, instead you can save wallet.gooddollar.org as a shortcut on your homescreen and it'll function like an app.
  • GoodDollars have little value right now except for exchanging services on Facebook

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invite code:

2id2PiRf6r

Midoin

Check-In Frequency: Every 24 hours

Account Creation Bonus: 5x earnings

Pros:

  • Simple, easy to use
  • Only need to check in once a day
  • Can mine without spending anything

Cons

  • Took me a while to understand you need to refresh the auto-mine switch every 24 hours

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

charpie

One Network

Check-In Frequency: Daily

Account Creation Bonus:

Pros:

  • New, get in now and you can get in at the highest mining rate.
  • No app, just a website you can save to your phone as an app link

Cons

  • It looks like it'll be a year before they plan on being listed on any exchanges.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invite code::

charpie

Phoneum

Check-In Frequency: Every 7 days

Account Creation Bonus: 200 PHT

Pros:

  • Simple, easy to use
  • PHT is appreciating in value
  • PHT is a live cryptocurrency now that you can convert to cash on the Tron (TRX) Network
  • Only need to check in once a week
  • When paired with the crypto treasure game, you can get to 20,000 PHT payout threshhold within a couple months
  • Can mine without spending anything

Cons

  • Only available on android devices
  • Must get 20,000 PHT before you can transfer to external wallet
  • App tries to get you to spend money

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

2r74enym

Pi

Check-In Frequency: Every 24 hours

Account Creation Bonus: 1π

Pros:

  • Free
  • Promising team and premise

Cons

  • Requires patience since Pi has no value or utility yet.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

jcharpie

Reflex Cloud Mining

Check-In Frequency: Every 3 hours

Account Creation Bonus: 30 RFX

Pros:

  • Simple, easy to use

Cons

  • Only available on Android devices
  • Must refresh every 3 hrs to continue mining
  • Must re-login and pass captcha everytime you mine

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation/referral code:

hpjfa

Sperax

Check-In Frequency: Every 24 hours

Account Creation Bonus: N/A

Pros:

  • Simple to use
  • Just check in once a day
  • A project that is more than just a mining app. You can see immediately that the goal is to create a product that is more central to life than a daily mining app.

Cons

  • You have to know mining is there to find it - click the third icon on the bottom, the shovel to get to the mining interface.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

ccrpo4

Spotter

Check-In Frequency: Hourly

Account Creation Bonus: 1 SP

Pros:

  • Simple, easy to use

Cons

  • Must watch ad to mine
  • Feels like an ad trap
  • Buttons don't default to your device's language - mine are in Spanish

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

charpie

Time Stope

Check-In Frequency: Daily

Account Creation Bonus:

Pros:

  • Simple, easy to use
  • Continues mining if you forget to check in on a day

Cons

  • Took me a while to understand you need to click on the calendar icon and check-in every 24 hours or I don't think you can mine anymore

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Witness:

charpie

uPlexa

Check-In Frequency: N/A

Account Creation Bonus: N/A

Pros:

  • True mining app, not just a time based crypto asset allocation app
  • True cryptocurrency that can be bought and sold today

Cons

  • Only available on android
  • Must keep app active in order to keep mining
  • Must hit stop button sometimes or it seems like you don't get credit for mining

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

N/A

Binance – The Best rates on ALGO, ATOM & XTZ

Posted on by Crypto Rates

Deposit your ALGO with Binance.US and earn a 8-10% APY Algorand (ALGO) interest rate

When it comes to hodling some of the top altcoins – Algorand (ALGO), Cosmos (ATOM), and Tezos (XTZ), the best rates are with Binance.US. At 8-10% APY, you get up to a 10% ALGO interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Interest rates by nature vary based on various factors. 8-10% APY ALGO interest is the historical range Binance.US has seen for this asset. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 ALGO and hodl it for 5 years, you’ll withdrawal 1.5 ALGO. If you hodl for 8 years, you’d double your initial investment. (This is based on an average 9% ALGO interest rate – if rates average closer to the 10% end of the range, your assets will grow even faster!)

With Binance.US earn a 6-9% APY Cosmos (ATOM) interest rate

With Binance.US. At 6-9% APY, you get up to a 9% ALGO interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 ATOM and hodl it for 6 years, you’ll withdrawal 1.5 ATOM. If you hodl for 10 years, you’d double your initial investment. (This is based on an average rate of 7.5% – it’ll grow faster if ATOM interest rates average higher.)

With Binance.US earn a 6-7% APY Tezos (XTZ) interest rate

With Binance.US. At 6-7% APY, you get up to a 7% XTZ interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 XTZ and hodl it for 6 years, you’ll withdrawal 1.5 XTZ. If you hodl for 10 years, you’d double your initial investment. 

Account opening bonus

If you open an account through my link, Binance.US will credit you with an additional bonus after opening your account, passing KYC verification, and trading at least $100 in crypto assets when you use my referral link. Promotions vary and especially around holidays (like Thanksgiving/Black Friday), sometimes the bonus is doubled. My link will get you the best promo currently available.

Other benefits

Binance.US has a great trading platform and comparatively low fees. Binance.US offers a great range of coins and tokens to trade, one of the largest selections available from any of the platforms we use.

So much better than banking interest rates

I know my banks are offering between 0% and 1% at best and that includes credit union CD rates. 6-10% is a lot better than I’m seeing available in most retail markets. If you know you won’t need the money for a while, and you believe these crypto assets will continue to appreciate in value, you can get better interest rates than your bank offers. 

My Opinion

All told, I’m happy so far with my experience with Binance.US as I’ve explored it over the last couple months or so. I can heartily recommend them.

Note: Binance and Binance.US are related, but US customers are only permitted to use Binance.US. Due to the regulatory constraints on the crypto market in the US, Binance found it easier to limit tradable assets and apply other limitations by separating the US market from the international market. All US based customers must sign up through the Binance.US site or their account will either be rejected or disabled.

% APY

ALGO Interest Paid: Monthly
Variable Rate. Averages 8-10% APY.

Binance.US - ALGO

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

ATOM Interest Paid: Monthly
Variable Rate. Averages 6-9% APY.

Binance.US - ATOM

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

XTZ Interest Paid: Monthly
Variable Rate. Averages 6-7% APY.

Binance.US - XTZ

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

ONE Interest Paid: Monthly
Variable Rate. Averages 2-3% APY.

Binance.US - ONE

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

VET Interest Paid: Monthly
Variable Rate. Averages 1-3% APY.

Binance.US - VET

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

QTUM Interest Paid: Monthly
Variable rate. Averages 1-2% APY.

Binance.US - QTUM

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

EOS Interest Paid: Monthly
Variable Rate. Averages .5-1% APY.

Binance.US - EOS

Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Open Account

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

9 Cryptocurrencies You Can Mine on Your Phone

Posted on by Crypto Rates

 Here are 9 cryptocurrencies you can mine on your phone

Most of these are not true cryptocurrency mining – your phone doesn’t help maintain a network for decentralized cryptocurrency transactions. Instead, most of these just have you check-in on a regular schedule and credit you with crypto on that schedule for every check-in.

Regardless, if you add mining these cryptos to your daily routine, you may find that you one day accumulate a large enough amount to be valuable.

Bee

Check-In Frequency: Every 24 hours

Account Creation Bonus: 1 BEE

Pros:

  • Simple, easy to use
  • Large user base
  • Only need to check in once a day

Cons

  • Not worth anything right now

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

charpie

Eagle Network

Check-In Frequency: Every 24 hours

Account Creation Bonus: 10 EAGLE

Pros:

  • Simple layout
  • You start out with 10 Eagle for joining

Cons

  • As of February 2021, app is still new and has some kings to be worked out with buttons/links not working

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

CHARPIE

GoodDollar

Check-In Frequency: Daily

Account Creation Bonus: 50 G$

Pros:

  • Free
  • There is a Facebook marketplace where you can offer to send GoodDollars in exchange for digital services.

Cons

  • Have to check in daily
  • There is no app, instead you can save wallet.gooddollar.org as a shortcut on your homescreen and it'll function like an app.
  • GoodDollars have little value right now except for exchanging services on Facebook

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invite code:

2id2PiRf6r

Midoin

Check-In Frequency: Every 24 hours

Account Creation Bonus: 5x earnings

Pros:

  • Simple, easy to use
  • Only need to check in once a day
  • Can mine without spending anything

Cons

  • Took me a while to understand you need to refresh the auto-mine switch every 24 hours

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

charpie

One Network

Check-In Frequency: Daily

Account Creation Bonus:

Pros:

  • New, get in now and you can get in at the highest mining rate.
  • No app, just a website you can save to your phone as an app link

Cons

  • It looks like it'll be a year before they plan on being listed on any exchanges.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invite code::

charpie

Phoneum

Check-In Frequency: Every 7 days

Account Creation Bonus: 200 PHT

Pros:

  • Simple, easy to use
  • PHT is appreciating in value
  • PHT is a live cryptocurrency now that you can convert to cash on the Tron (TRX) Network
  • Only need to check in once a week
  • When paired with the crypto treasure game, you can get to 20,000 PHT payout threshhold within a couple months
  • Can mine without spending anything

Cons

  • Only available on android devices
  • Must get 20,000 PHT before you can transfer to external wallet
  • App tries to get you to spend money

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

2r74enym

Pi

Check-In Frequency: Every 24 hours

Account Creation Bonus: 1π

Pros:

  • Free
  • Promising team and premise

Cons

  • Requires patience since Pi has no value or utility yet.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

jcharpie

Reflex Cloud Mining

Check-In Frequency: Every 3 hours

Account Creation Bonus: 30 RFX

Pros:

  • Simple, easy to use

Cons

  • Only available on Android devices
  • Must refresh every 3 hrs to continue mining
  • Must re-login and pass captcha everytime you mine

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation/referral code:

hpjfa

Sperax

Check-In Frequency: Every 24 hours

Account Creation Bonus: N/A

Pros:

  • Simple to use
  • Just check in once a day
  • A project that is more than just a mining app. You can see immediately that the goal is to create a product that is more central to life than a daily mining app.

Cons

  • You have to know mining is there to find it - click the third icon on the bottom, the shovel to get to the mining interface.

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Invitation code:

ccrpo4

Spotter

Check-In Frequency: Hourly

Account Creation Bonus: 1 SP

Pros:

  • Simple, easy to use

Cons

  • Must watch ad to mine
  • Feels like an ad trap
  • Buttons don't default to your device's language - mine are in Spanish

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

charpie

Time Stope

Check-In Frequency: Daily

Account Creation Bonus:

Pros:

  • Simple, easy to use
  • Continues mining if you forget to check in on a day

Cons

  • Took me a while to understand you need to click on the calendar icon and check-in every 24 hours or I don't think you can mine anymore

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Witness:

charpie

uPlexa

Check-In Frequency: N/A

Account Creation Bonus: N/A

Pros:

  • True mining app, not just a time based crypto asset allocation app
  • True cryptocurrency that can be bought and sold today

Cons

  • Only available on android
  • Must keep app active in order to keep mining
  • Must hit stop button sometimes or it seems like you don't get credit for mining

Ratings:

Overall:

Usability/Interface:

Trust:

Get Started

Referral code:

N/A

Coinbase – a great place to start your crypto journey

Posted on by Crypto Rates

Coinbase makes it easy to get started with crypto

Everyone has to start somewhere and Coinbase is a great place to start in your crypto journey. If you are a long time crypto enthusiast you can still benefit from a Coinbase account because of their ongoing Learn & Earn opportunities. They have short videos which explain from a high level what various coins/tokens are about, then if you answer a multiple choice quiz question correctly, you earn some of that cryptocurrency. All of the crypto I have earned this way has increased in value, many of them have significantly increased in value. It’s free money, but you also get to learn about various projects in the crypto world.

Account opening bonuses – $50+ total

If you open an account through my link and fund it with at least $100, Coinbase will give you $10 in free bitcoin (BTC) from my referral link (typically new customers get only $5 in free bitcoin after funding their account).

Once your account is set up and you’re logged in, look for the “Earn Rewards” link on the left hand side. Go through those opportunities to earn even more. The options presented typically allow you to earn $40 in crypto, but they are ever changing, so sometimes you can earn even more, or sometimes fewer opportunities allow for earning less.

My Opinion

All told, I like Coinbase because they have lower fees than other platforms and their fees are charged upfront more than some other platforms I’ve used. I love their learn & earn program – I think everyone should have their own account to earn these free cryptocurrencies. Their interface is clean and clear and if you log in to their Pro interface, you can create orders and save on fees.

That said, I would NOT use Coinbase as my main crypto hodling platform for cryptocurrencies I want to sit on for years to come. Coinbase has okay rates for Algorand (ALGO), but even there you can do better elsewhere. Coinbase is great for buying crypto and transferring it to other platforms, especially platforms like Celsius – that are meant more for hodling crypto and less for transactions. Here’s links for opening accounts at both Coinbase and Celsius, since I think they go great together.

Coinbase

$10 in BTC + $40+ in other crypto

  • Account Opening Bonus: $10 in BTC + $40+ in other crypto
  • Invitation/Referral Code: fbpm

Coinbase

Go to Coinbase

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

Celsius

Up to $2,000 in BTC

  • Account Opening Bonus: Up to $2,000 in BTC
  • Invitation/Referral Code: 19227313cd

Celsius

Go to Celsius

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

 Here are the current rates Coinbase is offering for cryptocurrency interest rates:

% APY

ATOM Interest Paid: Daily
You must own at least 1 ATOM

Coinbase - ATOM

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

XTZ Interest Paid: Daily

Coinbase - XTZ

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

ETH Interest Paid: Daily
Layer 2 ETH only, restricted from some regions

Coinbase - ETH

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

ALGO Interest Paid: Daily

Coinbase - ALGO

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

DAI Interest Paid: Daily

Coinbase - DAI

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

USDC Interest Paid: Daily

Coinbase - USDC

Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Open Account

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

Celsius – The BEST rates on SNX & MATIC and GREAT rates for stablecoins and other assets

Posted on by Crypto Rates

Deposit your MATIC/SNX with Celsius and earn 13.99% APY MATIC/SNX staking rates Deposit USD Stable Coins for 12.50% APY

MATIC & SNX are pretty promising cryptocurrencies and hands down, the best rates on both are with Celsius. At 13.99% APY, you get 13.99% MATIC staking rates and 13.99% SNX staking rates – among the top rates currently available for any non stablecoins among the various providers we compare. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 SNX or 1 MATIC and hodl it for 5 years, you’ll withdrawal 1.5 SNX or 1.5 MATIC. If you hodl for 9 years, you’d double your initial investment.

For international users, get even more if you want to get paid in CEL

While it’s not an option for us, since we are US based, you can increase that 13.99% APY to 18.55% APY if you elect to receive interest not in the underlying asset (MATIC or SNX), but in the Celsius token (CEL). You can choose your interest accrual options separately for each asset (MATIC, SNX, BTC, LTC).

In addition to being the top rate for SNX and MATIC, Celsius will also pay 12.50% on USD Stablecoin assets you let them hold (or 16.54% if you elect to be paid in CEL). Non-USD stable coins (TCAD, THKD, TAUD, & TGBP) offer generous terms as well at 10.51% when paid out in the underlying asset and 13.86 when paid out in CEL.

Account opening bonuses – $60 total

If you open an account through my link and fund it with at least $200, Celsius will give you $20 from my referral link and if you enter the Promo Code WEB40 in the Celsius phone app, as early as possible, Celsius will also give you an additional $40 under the same terms as the referral bonus.

NOTE: Celsius pays the bonus after 30 full days of maintaining a balance above $200 (I chose a USD Stablecoin to ensure the value didn’t decrease below $200 and received both bonuses exactly 30 days after setting up my account).

So much better than banking interest rates

I know my banks are offering between 0% and 1% at best and that includes credit union CD rates. 12.5% is a lot better than I’m seeing available in most retail markets. My Credit union is less than 1% right now on CDs that lock up funds for years. If something comes up, you can liquidate your Celsius holdings quickly without issue.

A practical example

Let’s say you deposit $10,000 in a USD stablecoin for 365 days. At the end of the year, you’ll have $1,250 in interest. Interest is paid out weekly, so you can withdrawal at anytime during that year and receive the interest you have accumulated.

My Opinion

All told, I’m happy so far with my experience with Celsius as I’ve explored it over the last couple months or so. I can heartily recommend them. The one caveat I would say is that I prefer to pair Celsius with Coinbase. Coinbase easily exchanges/converts any crypto back to USD, whereas Celsius is all about just hodling or not. When I want to withdrawal crypto to USD via Celsius, I send the asset to Coinbase, then liquidate it through Coinbase and deposit to my bank.

 

Celsius

Up to $2,000 in BTC

  • Account Opening Bonus: Up to $2,000 in BTC
  • Invitation/Referral Code: 19227313cd

Celsius

Go to Celsius

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

Coinbase

$10 in BTC + $40+ in other crypto

  • Account Opening Bonus: $10 in BTC + $40+ in other crypto
  • Invitation/Referral Code: fbpm

Coinbase

Go to Coinbase

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

 Here are the current rates Celsius is offering for their highest cryptocurrency interest rates:

% APY

SNX Interest Paid: Weekly

Celsius - SNX

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

MATIC Interest Paid: Weekly

Celsius - MATIC

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

BUSD Interest Paid: Weekly

Celsius - BUSD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

GUSD Interest Paid: Weekly

Celsius - GUSD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

PAX Interest Paid: Weekly

Celsius - PAX

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

TAUD Interest Paid: Weekly

Celsius - TAUD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

TCAD Interest Paid: Weekly

Celsius - TCAD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

TGBP Interest Paid: Weekly

Celsius - TGBP

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

THKD Interest Paid: Weekly

Celsius - THKD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

TUSD Interest Paid: Weekly

Celsius - TUSD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

USDC Interest Paid: Weekly

Celsius - USDC

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

USDT Interest Paid: Weekly

Celsius - USDT

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

ZUSD Interest Paid: Weekly

Celsius - ZUSD

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

DOT Interest Paid: Weekly

Celsius - DOT

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

% APY

BTC Interest Paid: Weekly
Only on first 2 BTC

Celsius - BTC

Account Opening Bonus:

Up to $2,000 in BTC

Invite/Referral Code: 19227313cd

Open Account

Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.
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