Deposit your ALGO with Binance.US and earn a 8-10% APY Algorand (ALGO) interest rate

When it comes to hodling some of the top altcoins – Algorand (ALGO), Cosmos (ATOM), and Tezos (XTZ), the best rates are with Binance.US. At 8-10% APY, you get up to a 10% ALGO interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Interest rates by nature vary based on various factors. 8-10% APY ALGO interest is the historical range Binance.US has seen for this asset. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 ALGO and hodl it for 5 years, you’ll withdrawal 1.5 ALGO. If you hodl for 8 years, you’d double your initial investment. (This is based on an average 9% ALGO interest rate – if rates average closer to the 10% end of the range, your assets will grow even faster!)

With Binance.US earn a 6-9% APY Cosmos (ATOM) interest rate

With Binance.US. At 6-9% APY, you get up to a 9% ALGO interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 ATOM and hodl it for 6 years, you’ll withdrawal 1.5 ATOM. If you hodl for 10 years, you’d double your initial investment. (This is based on an average rate of 7.5% – it’ll grow faster if ATOM interest rates average higher.)

With Binance.US earn a 6-7% APY Tezos (XTZ) interest rate

With Binance.US. At 6-7% APY, you get up to a 7% XTZ interest rate – among the top rates currently available for any non stablecoins among the various providers we compare. Your interest compounds on the underlying asset, not the fiat value, so it’s perfect for increasing the value of assets you plan on holding for the long term. If you deposit 1 XTZ and hodl it for 6 years, you’ll withdrawal 1.5 XTZ. If you hodl for 10 years, you’d double your initial investment. 

Account opening bonus

If you open an account through my link, Binance.US will credit you with an additional bonus after opening your account, passing KYC verification, and trading at least $100 in crypto assets when you use my referral link. Promotions vary and especially around holidays (like Thanksgiving/Black Friday), sometimes the bonus is doubled. My link will get you the best promo currently available.

Other benefits

Binance.US has a great trading platform and comparatively low fees. Binance.US offers a great range of coins and tokens to trade, one of the largest selections available from any of the platforms we use.

So much better than banking interest rates

I know my banks are offering between 0% and 1% at best and that includes credit union CD rates. 6-10% is a lot better than I’m seeing available in most retail markets. If you know you won’t need the money for a while, and you believe these crypto assets will continue to appreciate in value, you can get better interest rates than your bank offers. 

My Opinion

All told, I’m happy so far with my experience with Binance.US as I’ve explored it over the last couple months or so. I can heartily recommend them.

Note: Binance and Binance.US are related, but US customers are only permitted to use Binance.US. Due to the regulatory constraints on the crypto market in the US, Binance found it easier to limit tradable assets and apply other limitations by separating the US market from the international market. All US based customers must sign up through the Binance.US site or their account will either be rejected or disabled.

% APY

ALGO Interest Paid: Monthly
Variable Rate. Averages 8-10% APY.

Binance.US - ALGO


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

ATOM Interest Paid: Monthly
Variable Rate. Averages 6-9% APY.

Binance.US - ATOM


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

XTZ Interest Paid: Monthly
Variable Rate. Averages 6-7% APY.

Binance.US - XTZ


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

ONE Interest Paid: Monthly
Variable Rate. Averages 2-3% APY.

Binance.US - ONE


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

VET Interest Paid: Monthly
Variable Rate. Averages 1-3% APY.

Binance.US - VET


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

QTUM Interest Paid: Monthly
Variable rate. Averages 1-2% APY.

Binance.US - QTUM


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

% APY

EOS Interest Paid: Monthly
Variable Rate. Averages .5-1% APY.

Binance.US - EOS


Account Opening Bonus:

Varies by active promotion

Invite/Referral Code: 52113671

Bonus Conditions: Most promotions require $100 in trading shortly after opening.

Coinbase makes it easy to get started with crypto

Everyone has to start somewhere and Coinbase is a great place to start in your crypto journey. If you are a long time crypto enthusiast you can still benefit from a Coinbase account because of their ongoing Learn & Earn opportunities. They have short videos which explain from a high level what various coins/tokens are about, then if you answer a multiple choice quiz question correctly, you earn some of that cryptocurrency. All of the crypto I have earned this way has increased in value, many of them have significantly increased in value. It’s free money, but you also get to learn about various projects in the crypto world.

Account opening bonuses – $50+ total

If you open an account through my link and fund it with at least $100, Coinbase will give you $10 in free bitcoin (BTC) from my referral link (typically new customers get only $5 in free bitcoin after funding their account).

Once your account is set up and you’re logged in, look for the “Earn Rewards” link on the left hand side. Go through those opportunities to earn even more. The options presented typically allow you to earn $40 in crypto, but they are ever changing, so sometimes you can earn even more, or sometimes fewer opportunities allow for earning less.

My Opinion

All told, I like Coinbase because they have lower fees than other platforms and their fees are charged upfront more than some other platforms I’ve used. I love their learn & earn program – I think everyone should have their own account to earn these free cryptocurrencies. Their interface is clean and clear and if you log in to their Pro interface, you can create orders and save on fees.

That said, I would NOT use Coinbase as my main crypto hodling platform for cryptocurrencies I want to sit on for years to come. Coinbase has okay rates for Algorand (ALGO), but even there you can do better elsewhere. Coinbase is great for buying crypto and transferring it to other platforms, especially platforms like Celsius – that are meant more for hodling crypto and less for transactions. Here’s links for opening accounts at both Coinbase and Celsius, since I think they go great together.

Coinbase

$10 in BTC + $40+ in other crypto

  • Account Opening Bonus: $10 in BTC + $40+ in other crypto
  • Invitation/Referral Code: fbpm
Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

Celsius

Up to $2,000 in BTC

  • Account Opening Bonus: Up to $2,000 in BTC
  • Invitation/Referral Code: 19227313cd
Bonus Conditions: $20 comes by entering Referral code: 19227313cd.  Go here and scroll down to find a promo code you can enter in the app to earn an up to an additional $2,000 in BTC.You must fund and maintain a balance of $200 or more for 30 days for the referral based bonus. For the other promo code - read the details in the link above to know minimum balance, asset time, holding time, etc.

 Here are the current rates Coinbase is offering for cryptocurrency interest rates:

% APY

ATOM Interest Paid: Daily
You must own at least 1 ATOM

Coinbase - ATOM


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

XTZ Interest Paid: Daily

Coinbase - XTZ


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

ETH Interest Paid: Daily
Layer 2 ETH only, restricted from some regions

Coinbase - ETH


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

ALGO Interest Paid: Daily

Coinbase - ALGO


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

DAI Interest Paid: Daily

Coinbase - DAI


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.

% APY

USDC Interest Paid: Daily

Coinbase - USDC


Account Opening Bonus:

$10 in BTC + $40+ in other crypto

Invite/Referral Code: fbpm

Bonus Conditions: Must buy $100 or more in crypto. Should receive $10 in bitcoin immediately after funding your account. Other crypto is earned by watching videos and taking quizzes to learn about other cryptocurrencies.